Experienced car accident lawyers in London, Ontario.

Here at Fosters Law LLP, our experienced team of compassionate and diligent personal injury lawyers work to ensure our clients receive full compensation. When you or a loved one has been injured in a car accident, the last thing you want to worry about are the complex laws and regulations that govern the process of bringing a personal injury claim. Let our legal experts focus on the law, so that you can focus on recovering from your injuries. At Fosters Law LLP, our motor vehicle accident legal team has 50 years of experience representing car accident victims who have suffered serious injuries. Our team of lawyers protect your legal rights and we ensure that you obtain fair compensation for your personal injury.

If you or a loved one has been injured in a motor vehicle accidents, your entire life can be disrupted in a fraction of a second. From managing physical recovery and cognitive rehabilitation to dealing with lost income and aggressive insurance adjusters, the aftermath of a crash is incredibly overwhelming.

During this challenging time, you do not have to navigate these complex legal systems alone. Partnering with a dedicated Motor Vehicle Accidents Lawyer London at Fosters Law LLP ensures that your rights are aggressively defended, your insurance benefits are maximized, and you receive the full compensation you deserve.

Fosters Law LLP Personal Injury Lawyers: What We Do

If you or a loved one has been hurt involving a motor vehicle accidents and has suffered either physically, financially, or emotionally, then you have the right to claim fair compensation from the wrongdoer.

If you have been injured in a motor vehicle accident and required medical attention, our lawyers at Fosters Law LLP can help you to understand your rights. We handle all direct communication with the insurance companies, gather crucial evidence (including police reports and witness statements), and aim to resolve your insurance claim quickly, successfully, and cost-effectively.

The Two Paths to Compensation in Ontario

Ontario operates under a hybrid auto insurance system. If you are injured in a motor vehicle accidents, you generally have two distinct avenues to secure financial recovery:

1. Statutory Accident Benefits (No-Fault SABS)

Regardless of who caused the collision, you are entitled to crash-related medical, rehabilitation, and income replacement benefits from your own insurance provider. Navigating this administrative system involves submitting strict forms like the OCF-1 and OCF-3 within tight timelines.

For specialized assistance with these forms, please see our dedicated Accident Benefits Lawyers in London page.

2. Tort Claims (Third-Party Lawsuits)

If another driver was fully or partially responsible for the collision, you have the legal right to file a civil lawsuit against them. A tort claim allows you to recover damages that fall outside your standard motor accident benefits, including:

Compensation for physical pain, suffering, and loss of enjoyment of life.
Future healthcare and home-care expenses not covered by SABS.
Full compensation for actual loss of income and future earning capacity.

Navigating Ontario’s Motor Vehicle Accidents Thresholds and Deductibles

Filing a tort claim for pain and suffering in Ontario involves clearing unique legal hurdles set by the provincial government:

The “Verbal Threshold”

Under the Insurance Act, an accident victim can only recover non-pecuniary general damages (pain and suffering) if their physical, cognitive, or psychological injuries result in a “permanent serious impairment of an important physical, mental, or psychological function.” Our legal team works closely with medical specialists to compile the objective clinical evidence needed to clear this high legal threshold.

The Statutory Deductible

Ontario law applies a statutory monetary deductible to court-awarded pain and suffering damages. For claims below a specific financial limit, a deductible is subtracted directly from your final compensation. Because this threshold and deductible adjust annually for inflation, our lawyers strategically evaluate your claim’s value to ensure you receive a fair net recovery.

Strict Timelines to Preserve Your Claim

When pursuing a car accident claim in Ontario, time is of the essence. Missing a statutory filing window can permanently terminate your right to recover compensation:

7 Days: You must report the accident and your injuries to your auto insurance provider.
30 Days: You must complete and submit your OCF-1 Application for Accident Benefits.
120 Days: Under the Insurance Act, you must serve a formal written notice of intent to sue the at-fault driver(s) detailing the nature of your injuries.
2 Years: Under the Limitations Act, you must officially file your formal civil lawsuit in court within two years of the date of the collision.

What Do We Charge? (Our Contingency Fee Guarantee)

We believe that high-quality legal representation should be accessible to everyone.

Free Case Assessment: When you call us, we will provide you with a completely confidential, no-obligation, and free case assessment to help you understand your legal options.
No Upfront Fees: When you hire Fosters Law LLP to advance your motor vehicle accident claim, we do not charge you any legal fees until we successfully settle your claim or you receive an award from the court.
Contingency Fee Structure: If we win or successfully settle your case, you will pay us a contingency fee. A contingency fee is a percentage of the money you get as a settlement or award.
Clear Limits: At Fosters Law LLP, the maximum contingency fee for a motor vehicle accident claim is $30\%$ of your final settlement or award.

Why Choose Fosters Law LLP?

The experienced trial lawyers at Fosters Law LLP are accessible, ethical, compassionate, and diligent while using a common-sense approach to the practice of law.

Every case we accept is approached with the goal of reaching a cost-effective and timely resolution that reflects our client’s absolute best interest, often achieved without the necessity of going to trial. We protect our clients by managing all communications with insurance companies, collecting key police and witness records, reconstructing the collision scene, and coordinating expert medical assessments to build an unassailable case.

Contact Fosters Law LLP today to speak with a trusted motor vehicle accidents lawyer in London, Ontario, and begin your path to recovery.

Laura, You have a sharp mind, but more importantly – a warm heart. I will never forget what you’ve done for me.

Laura, words cannot express the love we have for you. Not just because of the extraordinary care and effort you made standing by my mom’s side through all of this, but because your smile reassured us that everything was going to be OK!

M & E. S.

How Our Personal Injury Lawyers Can Help You

When you hire us, we remove you from having to deal with the legal complexity of your claim. We deal with your insurance company. We take care of all the insurance forms that need to be completed and we ensure you have the funding needed to live your life and recover.

Our personal injury lawyers aim to ensure that you receive all the necessary medical and rehabilitation care that you need after your accident.

We make it our mission to do everything possible to help you achieve maximum compensation after you have sustained injuries from a motor vehicle accident. Whether you or a loved one have suffered a whiplash, fractures, traumatic brain injury or a wrongful death, the lawyers at Fosters Law have the experience, expertise, and compassion necessary to help you.

When you hire Fosters Law after your motor vehicle accident, you can rest assured that your personal injury team will be there to help you receive the support and money you need to return to living your life.

Car Accident Personal Injury Cases

Car accidents

Did you know that some of the leading causes of car accidents are Distracted Driving, Driver Fatigue, Impaired Driving, Reckless Driving, Rain, and Aggressive Driving.

If you have been the victim of a serious car crash in Ontario it can be a challenging time for you are your loved ones. Please call the personal injury lawyers at Fosters Law and we will help you seek the compensation you deserve from the at-fault driver.

Pedestrian accidents

If you are hit by a car, truck or motorcycle while walking on the road, across a crosswalk or near a road, this counts as a car accident in Ontario. You have the right to claim compensation from the driver who struck you. You may also have the right to bring an Accident Benefits Claim for insurance benefits against your own automobile insurance company or against the at-fault driver’s auto insurance.

Truck accidents

Trucks are a common cause of motor vehicle collisions. If you have been injured as a result of a truck accident, our lawyers will help you with your legal claim to obtain the best results.

Motorcycle accidents

Unfortunately of all the vehicles that drive on our highways, motorcycles tend to be the least visible. Many serious injuries occur due to car and truck drivers colliding with motorcycles. If you have been injured as a result of a motorcycle accident, you have the right to bring a legal claim against the driver that struck you. You are also entitled to seek Statutory Accident Benefits from your own motorcycle insurance.

Our car accident lawyers in London, Ontario have the compassion and experience to make sense of your legal claim.

Why Consult With A Car Accident Lawyer London Ontario?

While we are experts at helping accident victims receive the compensation they deserve, our London Ontario personal injury lawyers also help you to manage your rehabilitation and recovery.

We work with a team of experienced medical and rehabilitation experts including physiotherapists, social workers, rehabilitation therapists, occupational therapists, speech-language pathologists, pain specialists and vocational rehabilitation specialists who will use their expertise and skill to help you to overcome your injuries and impairments.

Without experienced legal help, it can be a difficult task to obtain the funding you need to cover your living expenses and to pay for the care and rehabilitation you require after a serious accident. Call us to help you get the assistance you need.

We understand that even if others may think your injury is minor or insignificant, it may still be serious to you. Each person is unique, and we take the time to understand you and how your injury impacts your life.

If you have been injured in an accident in Ontario, give our expert car accident lawyers a call and we will talk about your injuries and help you decide whether you should consider bringing a claim. If you decide to bring a claim, you can trust that we know your legal rights and will provide you with the necessary legal assistance you need.

When you hire Fosters Law, we treat you like a real person, we get to know you and your legal team makes you their top priority. We will manage your claims process and give you peace of mind knowing that our legal experts are working with you to ensure you have the care, rehabilitation and funding you need to secure your future.

Why Choose Fosters Law?

Here at Fosters Law LLP, we have an experienced team of personal injury lawyers who have a reputation for success in personal injury and insurance claims. We have been serving clients across London Ontario for over 50 years and have full confidence in our ability to deliver top results with the utmost compassion for our clients.

Since 1975, we have made it our top priority to take the time to get to know our clients, their goals, and their limits. We are always available for our clients to answer your questions and address any concerns you may have. While our personal injury lawyers are all excellent advocates, they also happen to be nice people who you will like working with. If you are suffering from injuries that were caused by someone’s actions or negligence, give our friendly personal injury lawyers a call.

When you hire Fosters Law, you can take comfort in knowing that we have the resources and depth of experience needed to win your case. Unlike most law firms, we have been fully a digital law firm for the past 15 years and likely saved a small forest because we stopped using so much paper. We use state-of-the-art technology and litigation support software giving us the unique ability to provide highly efficient and cost-effective legal services to our clients.

Frequently Asked Questions

Should I sue if I was injured in a motor vehicle accident?

Injuries are often painful and expensive to treat. For this reason, many people file an insurance claim or a personal injury lawsuit after a car accident. However, not all car crashes warrant a personal injury claim or a lawsuit, which may leave you wondering when, exactly, should you file a claim?

If you think you have a potential case, it’s important to talk to a car accident attorney as soon as possible. An experienced personal injury lawyer will have the knowledge to help you understand what your options are in your situation.

When you hire a qualified Personal injury lawyer, they will take over the management of your insurance claim. They will deal with your insurance company, they will help you get appropriate treatment and they will help you to preserve evidence, keep track of your injuries and other losses to help advance your case.

If you are unsure whether you should file a claim or not, contact Fosters Law for a free consultation. We will review your case and help you determine whether or not you qualify to file a personal injury claim.

What are the most common injuries sustained from motor vehicle accidents?

Some of the more common injuries people sustain in car accidents include:

Whiplash
Cuts, abrasions, or bruises
Head, back, and neck injuries
Soft tissue damage
Broken bones
Knee, hip and foot injuries
concussion
traumatic brain damage

What is the average payout for a car accident in Canada?

Some research has found that in Canada the average personal injury settlement from a car accident is approximately $120,000. While this may be true, each case is unique, and the amount of damages a person is entitled to receive is dependent on many factors.

Basically, damages in personal injury claims are indented to compensate the injured person sufficiently to put them back into the position they would have been in, had the accident not happened.

There are many heads of damages that are recoverable in a car accident claim. You can recover:

general damages for pain and suffering,
damages for past and future income loss,
damages to cover past and future medical expenses, housekeeping and home maintenance expenses, and
damages to cover future care needs.
In addition members of the injured person’s family may also have Family Law Act claims for their own financial losses such as time missed from work and travel expenses. They may also be able to recover damages to compensate them for changes in their relationship with the injured family member caused by the accident.

Is it worth getting a lawyer after a car accident?

If you or a loved one has sustained injuries in a car accident, it is usually a good idea to get in touch with a lawyer soon after the accident so you can understand if you might have a claim. Most will give you a free case assessment.

There are several good reasons to contact and experienced lawyer soon after the accident:

They will tell you if you need to put anyone on notice about a potential claim.
They will help you assess liability for your accident.
They can collect evidence of the accident that may get destroyed if not gathered quickly such as collision data recorded by the involved vehicles and surveillance video from nearby business that captured the accident.
They will assist you in determining if you have an insurance claim for statutory accident benefits.
They will assist you to understand your legal rights, and if you decide to bring a claim, they will help you seek compensation for your losses from the appropriate parties.

Once you hire an accident lawyer, they will handle all aspects of your claim for you. They will collect and preserve key evidence, they will help you get treatment and they will take care of all negotiations for you. Although the chances of going to trial are slim, it will always be worth it to have your case prepared from the beginning by a personal injury lawyer.

Hiring an accident lawyer is not a necessity. However, if you have suffered any injuries and wish to seek compensation for losses incurred from an accident, then it is worth getting a lawyer.

How do you determine who is at fault for a car accident?

Determining who is at fault for a motor vehicle collision can be complex. However, there are a few rules of thumb that can help:

a vehicle that strikes another vehicle from behind will often be found at fault (unless it was pushed into the vehicle ahead).
a left turning vehicle is often more likely to be found at fault.
a vehicle exceeding the speed limit is more likely to be found at fault.
a vehicle that has run a red light or failed to obey a stop sign will likely be found at fault.
a vehicle driven by an driver who is impaired by alcohol or drugs is more likely to be found at fault.

Even if you are partially at fault for an accident, you can still bring a claim against the other at fault vehicles in the collision. While your claim may be reduced by your own liability, you may still be entitled to fair compensation for for your injuries and medical expenses from the at-fault drivers insurance coverage.

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Our accident lawyers at Fosters Law LLP have an ethical and compassionate approach to the practice of law.

We provide cost-effective legal services and aim for the timely resolution of claims. Fill in our form to contact us for a free consultation about your personal injuries or wrongful death claim.