Accident Benefits Law in London, Ontario
At Fosters Law LLP, we specialize in handling insurance claims. Our expertise covers a range of legal services, including accident benefits claims.
Who Can Claim Accident Benefits?
Use or Operation of a Motor Vehicle
Accident benefits provide coverage is available to anyone who is injured in an accident where the use or operation of an automobile directly caused injury to that person. In most cases, this means that any drivers and passengers in the involved vehicles will be covered. However, a pedestrian who is struck by a car will also be covered as their injury was caused by the operation of an automobile.
If you are unsure if you or a family member have an accident benefits claim, contact one of our personal injury lawyers for a free consultation.
Since the 1990s, all Ontario Automobile Insurance Policies afford you statutory accident benefits coverage pursuant to the Statutory Accident Benefits Schedule and the Insurance Act.
Accident benefits are commonly referred to as “no-fault benefits”. The reason for this is that you can qualify for accident benefits regardless of your fault. Even if you are 100% at fault for the accident that caused your injuries, you may still be entitled.
When you bring a lawsuit against another driver, you will only succeed if you can prove some fault on them. When you bring a claim for accident benefits, you are not suing the person who harmed you. Rather, you are seeking compensation from your own automobile insurer pursuant to the automobile insurance policy you purchased.
So, if you are in a motor vehicle accident, you may be entitled to make an accident benefits claim – regardless of whether the accident was your fault or not.
What Are You Entitled To?
If injured in a motor vehicle accident and you qualify for accident benefits, you may be entitled to a number of accident benefits including:
- Medical and Rehabilitation Benefits help cover the cost of medical treatments and medical devices you may need after your accident that are not already covered by another medical plan.
- Attendant Care Benefits pay for a care provider to help care for yourself if you cannot because of your injuries.
- Caregiver Benefits cover the cost to hire a caregiver if the injured person is the primary caregiver in the family and is unable to do so.
- Income Replacement Benefits provide compensation for loss of income if you can’t work as a result of your injuries.
- Non Earner Benefits provide a weekly benefit for injured people who were not working when injured.
- Housekeeping and Home Maintenance Benefits cover the cost to clean and maintain your home or apartment if you cannot because of your personal injury.
- Funeral Benefit covers some of your funeral expenses if you pass away.
- Death Benefits may provide a one-time payment to the deceased’s survivors.
Our accident benefit lawyers in London, Ontario have the compassion and experience to make sense of your legal claim.
Accidents Benefits Law at Fosters, LLP
Fosters Law LLP is an insurance litigation and personal injury law firm. We live and breathe insurance and personal injury law. And we know how easy it is to be taken advantage of when you do not have good legal representation.
Our personal injury lawyers understand that our clients often need an insurance payout in a time of extreme stress and misfortune. Many clients are desperate because they have no other way to cover the harm and loss they have suffered.
Therefore, we make it our mission to provide you with the best possible legal assistance in your time of need. With over 50 years of experience in insurance law, we have refined our approach to statutory accident benefits claims. We boast an impressive team of lawyers who will give you the expertise you deserve without breaking the bank.
Furthermore, we understand that the best lawyers cannot use their full potential without the best tools. Therefore, we make sure to invest in state-of-the-art litigation support software.
Fosters Law LLP: How We Can Help You
We Will Help Ensure That You Follow the Right Procedure
Claiming for accident benefits in Ontario can be an incredibly complex process. If you do not have a strong background in accident benefits law, chances are you will struggle with it. If you do not do the right thing at the right time, you can forfeit your claim. This means you will not be able to claim benefits to which you otherwise would have been entitled.
We have seen too many people coming to us too late. There is nothing worse than seeing people being denied claims for not having filled out the right documents in time. Don’t be one of these people! If you come to us straight away, we will make sure that this does not happen to you. We have done this countless times, and know exactly what you need to do and by when.
Only Pay Us if You’re Successful
At Fosters Law, LLP, you will not have to fork out any money to pay us upfront. Rather, you only pay when we settle your claim. We take a percentage of your settlement known as a contingency fee.
”[We want you to be succes=sful and are so confident in our excellent legal services that we will only get paid if you are! We will not charge you anything until we settle your claim or you receive an award from the License Appeal Tribunal.
If you are successful in that you win or settle your case, then you will pay us a contingency fee. This means that you will pay us a percentage of the amount you receive as an award or settlement.
At Fosters, LLP, we believe in being transparent with our customers and are happy to share how we calculate this percentage. The percentage depends on whether or not your matter was taken to the License Appeal Tribunal.
If we can resolve your claim before filing an Application with the License Appeal Tribunal, we will charge you no more than 20% of the award or settlement plus HST. If we do file an Application to the License Appeal Tribunal and go through the necessary processes, including a Hearing, we will charge you no more than 30% of the award or settlement plus HST.