Accident Benefits

Experienced accident benefits lawyers in London, Ontario.

Claiming statutory accident benefits in Ontario can be complex and overwhelming particularly when when you are dealing with the consequences of having been injured in a car accident.

Applying for Accident Benefits

After you have reported your accident to your auto insurance company, they will send you an Application for Accident Benefits form (OCF-1 form,) and you are required to complete it within 30 days. You will also need to have a Disability Certificate ( OCF-3 form) completed by a physician or qualified health care professional confirming that you were injured in an accident and that your disability from the accident qualifies you for certain benefits under the statutory accident benefits schedule.

Let our Lawyers handle all of the Accident Benefits forms

If you are feeling overwhelmed by the application process, contact us and our experienced accident benefits lawyers will help you to apply for and receive the accident benefits you are qualified for.

Don’t tackle this on your own, let us take the stress of making an accident benefits claim away from you so you can have peace of mind knowing that we are working to maximize your benefits. Not o mention we will complete all of the forms.

Here, at Fosters LLP, we have an experienced, dedicated, and compassionate team with over 50 years of experience in accident benefits. We are here to ensure that you receive the maximum accident benefits possible after you have been injured in a motor vehicle accident.

Contact Fosters Law for a free consultation to discuss your accident benefits claim.

Following a Motor Vehicle/Pedestrian accident my mom was referred to Fosters Law by our family physician. Fosters work ethics and dedication to their clients has left a lasting impression on both my mom and myself. Every team member is professional, friendly and promptly returns and answers client calls. We couldn’t have been happier and more satisfied to have worked with this amazing team. I whole heartedly recommend Fosters to all future clients.

Mevlida and Fatima Atic
Mevlida and Fatima
Mevlida and Fatima Atic
Mevlida and Fatima

Accident Benefits Law in London, Ontario

At Fosters Law LLP, we specialize in handling insurance claims. Our expertise covers a range of legal services, including accident benefits claims.

Who Can Claim Accident Benefits?

Use or Operation of a Motor Vehicle

Accident benefits provide coverage is available to anyone who is injured in an accident where the use or operation of an automobile directly caused injury to that person. In most cases, this means that any drivers and passengers in the involved vehicles will be covered. However, a pedestrian who is struck by a car will also be covered as their injury was caused by the operation of an automobile.

If you are unsure if you or a family member have an accident benefits claim, contact one of our personal injury lawyers for a free consultation.

No-Fault Benefits

Since the 1990s, all Ontario Automobile Insurance Policies afford you statutory accident benefits coverage pursuant to the Statutory Accident Benefits Schedule and the Insurance Act.

Accident benefits are commonly referred to as “no-fault benefits”.  The reason for this is that you can qualify for accident benefits regardless of your fault. Even if you are 100% at fault for the accident that caused your injuries, you may still be entitled.

When you bring a lawsuit against another driver, you will only succeed if you can prove some fault on them. When you bring a claim for accident benefits, you are not suing the person who harmed you. Rather, you are seeking compensation from your own automobile insurer pursuant to the automobile insurance policy you purchased.

So, if you are in a motor vehicle accident, you may be entitled to make an accident benefits claim – regardless of whether the accident was your fault or not.

What Are You Entitled To?

If injured in a motor vehicle accident and you qualify for accident benefits, you may be entitled to a number of accident benefits including:

  • Medical and Rehabilitation Benefits help cover the cost of medical treatments and medical devices you may need after your accident that are not already covered by another medical plan.
  • Attendant Care Benefits pay for a care provider to help care for yourself if you cannot because of your injuries.
  • Caregiver Benefits cover the cost to hire a caregiver if the injured person is the primary caregiver in the family and is unable to do so.
  • Income Replacement Benefits provide compensation for loss of income if you can’t work as a result of your injuries.
  • Non Earner Benefits provide a weekly benefit for injured people who were not working when injured.
  • Housekeeping and Home Maintenance Benefits cover the cost to clean and maintain your home or apartment if you cannot because of your personal injury.
  • Funeral Benefit covers some of your funeral expenses if you pass away.
  • Death Benefits may provide a one-time payment to the deceased’s survivors.
Accident Benefits Lawyer in London, Ontario
Legal Experience

Our accident benefit lawyers in London, Ontario have the compassion and experience to make sense of your legal claim.

Accidents Benefits Law at Fosters, LLP

Fosters Law LLP is an insurance litigation and personal injury law firm. We live and breathe insurance and personal injury law. And we know how easy it is to be taken advantage of when you do not have good legal representation.

Our personal injury lawyers understand that our clients often need an insurance payout in a time of extreme stress and misfortune. Many clients are desperate because they have no other way to cover the harm and loss they have suffered.

Therefore, we make it our mission to provide you with the best possible legal assistance in your time of need. With over 50 years of experience in insurance law, we have refined our approach to statutory accident benefits claims. We boast an impressive team of lawyers who will give you the expertise you deserve without breaking the bank.

Furthermore, we understand that the best lawyers cannot use their full potential without the best tools. Therefore, we make sure to invest in state-of-the-art litigation support software.

Fosters Law LLP: How We Can Help You

We Will Help Ensure That You Follow the Right Procedure

Claiming for accident benefits in Ontario can be an incredibly complex process. If you do not have a strong background in accident benefits law, chances are you will struggle with it. If you do not do the right thing at the right time, you can forfeit your claim. This means you will not be able to claim benefits to which you otherwise would have been entitled.

We have seen too many people coming to us too late. There is nothing worse than seeing people being denied claims for not having filled out the right documents in time. Don’t be one of these people! If you come to us straight away, we will make sure that this does not happen to you. We have done this countless times, and know exactly what you need to do and by when.

Only Pay Us if You’re Successful

At Fosters Law, LLP, you will not have to fork out any money to pay us upfront. Rather, you only pay when we settle your claim. We take a percentage of your settlement known as a contingency fee.

”[We want you to be succes=sful and are so confident in our excellent legal services that we will only get paid if you are! We will not charge you anything until we settle your claim or you receive an award from the License Appeal Tribunal.

If you are successful in that you win or settle your case, then you will pay us a contingency fee. This means that you will pay us a percentage of the amount you receive as an award or settlement.

At Fosters, LLP, we believe in being transparent with our customers and are happy to share how we calculate this percentage. The percentage depends on whether or not your matter was taken to the License Appeal Tribunal.

If we can resolve your claim before filing an Application with the License Appeal Tribunal, we will charge you no more than 20% of the award or settlement plus HST. If we do file an Application to the License Appeal Tribunal and go through the necessary processes, including a Hearing, we will charge you no more than 30% of the award or settlement plus HST.

Fosters Law

Frequently Asked Questions

How much can you claim in medical and rehabilitation benefits? 

The amount of accident benefits available to you after a motor vehicle accident depends on how your accident benefits claim is classified.

Your car insurance company will designate your accident benefits claim as falling into one of three categories:

Minor Injury guideline (MIG)

The first is the minor injury category (MIG), For minor injuries, medical, rehabilitation and attendant care benefits are capped at $3,500.

Non-Catastrophic non MIG Injury

The second is non-catastrophic injuries that are not considered minor. In this category medical, rehabilitation and attendant care benefits are capped at $65,000.

Catastrophic Injury

The third is the catastrophic injuries category. Claims that are considered catastrophic injuries have $1,000,000 in medical, rehabilitation and attendant care benefits available.

Experts in helping you recover the maximum benefits possible

Our lawyers are experts in helping you to receive benefits from your insurance company and experts at maximizing the accident benefits that are available to you after a motor vehicle accident.

How much can you claim in attendant care benefits? 

If you need help performing your daily activities due to your car accident, you can claim $3000 a month in Canada. For catastrophic injuries, you can claim up to $6000 per month.

How much can you claim in income replacement benefits? 

Accident benefits can cover up to 70% of your income replacement benefits if you are unable to work due to your car accident. However, it caps at $400 a week.

Call to action
Book a Call
Do You Need An Accident Benefits Lawyer? Get In Touch!

With accidents benefits, time is everything! If you think you might be able to claim accident benefits, you should reach out to us as soon as possible. You don’t want to risk missing deadlines.

Remember, you will only have to pay legal fees if you are successful, so you have nothing to lose in reaching out to us. Our personal injury lawyers are happy to meet with you however is most convenient for you, be it virtually or in person. Feel free to contact us either by text, call, or email and receive a free consultation.

CTA Panel Form